Terms of Use

By accessing or using Calculator Archive, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, as well as our Privacy Policy, which is incorporated herein by reference.

If you are using this Website on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes.

Calculator Archive provides free online calculator tools for informational and educational purposes. Our calculators cover various categories including but not limited to:

You must be at least 13 years of age to use this Website. By using Calculator Archive, you represent and warrant that you meet this age requirement.

If you are under 18, you must have permission from a parent or legal guardian to use this Website. We reserve the right to terminate accounts and deny access to anyone who violates these Terms or misuses the Website.

When using Calculator Archive, you agree to:

• Use the Website only for lawful purposes and in accordance with these Terms.
• Not use the Website in any way that violates any applicable federal, state, local, or international law or regulation.
• Not attempt to gain unauthorized access to any portion of the Website or any systems or networks connected to the Website.
• Not use any robot, spider, or other automatic device to access the Website for any purpose.
• Not introduce any viruses, Trojan horses, worms, or other material that is malicious or technologically harmful.
• Not interfere with or disrupt the Website or servers or networks connected to the Website.
• Not use the Website to transmit any spam, chain letters, or other unsolicited communications.
• Not reproduce, duplicate, copy, sell, resell, or exploit any portion of the Website without express written permission.

The Website and its entire contents, features, and functionality (including but not limited to all information, software, source code, text, displays, images, video, audio, design, selection, and arrangement thereof) are owned by Calculator Archive, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Website for personal, non-commercial purposes only. This license does not include any right to:

• Modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from the Website.
• Use any data mining, robots, spiders, scrapers, or similar data gathering or extraction tools.
• Download (other than standard browser page caching) any portion of the Website or any information contained therein.

Specifically:

• Financial calculators provide estimates only and should not replace advice from qualified financial professionals, certified accountants, or loan officers.
• Health calculators provide general guidance and should not replace medical advice, diagnoses, or treatment from qualified healthcare providers.
• Users are solely responsible for verifying any calculations and numerical outputs before making important legal, personal, or financial decisions.
• Calculator Archive is not responsible for any errors, omissions, calculation discrepancies, or inaccuracies in calculator outputs.

In no event shall Calculator Archive's total liability to you for all damages, losses, and causes of action exceed the amount you have paid, if any, to Calculator Archive during the twelve (12) months prior to the claim, or one hundred dollars ($100.00), whichever is greater.

This limitation applies regardless of the legal theory (contract, tort, strict liability, or otherwise) and even if Calculator Archive has been advised of the possibility of such damages.

You agree to defend, indemnify, and hold harmless Calculator Archive, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website, including, but not limited to, any use of the Website's content, services, or products other than as expressly authorized in these Terms.

Calculator Archive may contain links to third-party websites, advertisements, or content that are not owned or controlled by Calculator Archive. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that Calculator Archive shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any content, goods, or services available on or through any such third-party websites.

Your use of Calculator Archive is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your personal information.

By using the Website, you consent to the data practices described in the Privacy Policy. We maintain strict client-side data privacy standards: your input figures and computational parameters are processed directly inside your browser and are never transmitted, harvested, or stored on external servers.

You may use the Website only for lawful purposes and in accordance with these Terms. You agree not to use the Website:

• In any way that violates any applicable federal, state, local, or international law or regulation.
• For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way.
• To transmit, or procure the sending of, any advertising or promotional material without our prior written consent.
• To impersonate or attempt to impersonate Calculator Archive, a Calculator Archive employee, another user, or any other person or entity.
• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website.
• To attempt to probe, scan, or test the vulnerability of the Website or any related system or network.
• To bypass any measures used to prevent or restrict access to the Website.

If the Website permits you to submit, post, or display content (such as feedback, error corrections, or formula suggestions), you retain ownership of any intellectual property rights in such content.

However, by submitting content to the Website, you grant Calculator Archive a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the content in connection with the Website and Calculator Archive's business.

You represent and warrant that: (a) you own or control all rights to the content you submit; (b) the content is accurate and not misleading; and (c) the content does not violate these Terms or any applicable law.

We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Website will cease immediately.

All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

These Terms shall be governed by and construed in accordance with the laws of the United States of America and the State in which Calculator Archive operates, without regard to its conflict of law provisions.

Any legal suit, action, or proceeding arising out of or relating to these Terms or the Website shall be instituted exclusively in the federal courts of the United States or the courts of the State in which Calculator Archive maintains its principal office, although we retain the right to bring any suit, action, or proceeding against you for breach of these Terms in your country of residence or any other relevant country.

Any disputes arising out of or relating to these Terms or the Website shall first be attempted to be resolved through good faith negotiation. If a dispute cannot be resolved through negotiation within thirty (30) days, either party may seek resolution through binding arbitration in accordance with the rules of the American Arbitration Association.

The arbitration shall take place in the United States, and the language of arbitration shall be English. The arbitrator's award shall be final and binding on all parties and may be entered as a judgment in any court of competent jurisdiction.

No waiver by Calculator Archive of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. Any failure of Calculator Archive to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.

Calculator Archive reserves the right to revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them, and apply to all access to and use of the Website thereafter.

Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page periodically so you are aware of any changes, as they are binding on you.

These Terms, together with the Privacy Policy and any other legal notices or agreements published by Calculator Archive on the Website, constitute the entire agreement between you and Calculator Archive regarding the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.

If you have any questions about these Terms of Use, please contact us: